If you are worried about losing your home to foreclosure, Attorney Jacquard, Esq. can offer guidance.
Filing Chapter 13 bankruptcy is an option to halt foreclosure proceedings if you have been unable to make mortgage payments due to an unexpected and expensive illness or the loss of a job. Once bankruptcy is filed, an automatic stay is issued that halts all relevant legal proceedings, including foreclosure actions. Attorney Jacquard will then help you to create a reasonable three- to five-year repayment plan that will get your mortgage payments back on track.
In some situations, however, foreclosure defense alternatives such as mortgage modification may better suit your personal circumstances and financial goals. His years of experience as a bankruptcy attorney allow him to quickly evaluate whether bankruptcy is your best option for debt relief and stopping foreclosure.